Smoothpay will use DirectID’s Open Banking platform to provide a stable monthly income. Open Banking gives people a reliable income. Smoothpay is designed to eliminate the uncertainty of a volatile salary, giving people the reliable income they need to do the flexible work they love. By using Open Banking to understand real-time and historical income, Smoothpay can provide a level of certainty to gig economy earners, ensuring they have access to a consistent source of income. Smoothpay officials said that reliable income analysis is at the heart of the company, but that also is a smooth and trustworthy customer experience. They wanted their customers to find out their Smoothpay within a minute or so of signing up, and they were able to do this by integrating DirectID into the app. DirectID has historical earnings analysis for Smoothpay. DirectID uses its Open Banking-supported income verification tool to understand the income of small business owners. Smoothpay can interpret up to 12 months of customer earnings after a 30-second connect journey. They can receive theirSmoothpay immediately after being onboarded to the service. When they first heard about Smoothpay, DirectID understood the role Open Banking could play in helping them earn a stable income. Their mission has always been to promote financial inclusion, which means helping people access the products they need and helping the providers to provide them. Open Banking can be used to support those without a traditional salary for the first time, because the world of work has changed in recent years.